# Donation crowdfunding · Poland

Which platform delivers the most of every zloty to Polish recipients — and what the tax office expects from donors and fundraisers.

Poland runs on BLIK. The mobile, code-based method now carries more than half of the country's e-commerce — ahead of cards — with bank pay-by-link (Przelewy24, PayU) close behind. BLIK users made roughly 2.9 billion transactions in 2025, and online shopping is its single biggest use case. A donation form that accepts BLIK at checkout converts far better than one that only takes cards, so the payment mix matters as much here as the platform brand.

The market is led by home-grown platforms: Zrzutka.pl built its reputation on a no-mandatory-fee model, while Siepomaga.pl and Pomagam.pl dominate charitable and personal causes; reward platforms such as Polak Potrafi and Wspieram.to sit alongside them, and international names including GoFundMe and WhyDonate also operate. In February 2025 the consumer regulator UOKiK opened proceedings into the largest sites over the way donors are nudged into tipping the platform — worth knowing when you compare costs.

Payments and e-money are supervised by the KNF (Polish Financial Supervision Authority), with the central bank NBP overseeing the payment system and UOKiK handling consumer protection. Crucially, online fundraising paid to a bank account is not a 'public collection' under the 2014 Act — that regime (filed at zbiorki.gov.pl via the interior ministry) covers cash and in-kind giving in public spaces, so most online campaigns sit outside it. Donor data is governed by RODO, the Polish implementation of the GDPR.

## Facts

|  |  |
| --- | --- |
| Currency | PLN |
| Regulators | Polish Financial Supervision Authority (KNF), National Bank of Poland (NBP) |
| Payment methods | blik, przelewy24, card, paypal |

## Platforms

1. **4fund.com** — £100.00/£100 · Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
2. **WhyDonate** — £98.35/£100 · EU nonprofits — 0% fee, BLIK-ready, RODO/EEA data residency
3. **Leetchi** — £96.85/£100 · Informal group collections
4. **Fundraise Up** — £93.50/£100 · Mid-size and large nonprofits running international online fundraising that want to maximize donation conversion with modern wallets, local payment rails, and multi-currency checkout.
5. **GoGetFunding** — £92.80/£100 · Individual fundraisers running personal, medical, or emergency campaigns who prefer a fundraiser-paid platform fee over donor tipping, with broad international country availability.
6. **Chuffed** — £92.20/£100 · Nonprofits, social enterprises, and community-cause organisers in 29 supported countries who want a 100%-free, tip-funded platform and are willing to complete identity verification before launching.
7. **Steady** — £87.10/£100 · European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.

## FAQ

### Which platforms work in Poland?

Home-grown platforms lead: Zrzutka.pl (a no-mandatory-fee model), Siepomaga.pl and Pomagam.pl for charitable and personal causes, with reward sites like Polak Potrafi and Wspieram.to, plus international names such as GoFundMe and WhyDonate. The platforms that accept BLIK at checkout and pass through low local fees deliver the most of each zloty to the cause.

### Are donations tax-deductible in Poland?

Cash gifts to organisations carrying out public-benefit activities are deductible from your tax base up to 6% of income (declared on PIT/O), provided you paid to the organisation's bank account. Separately, you can direct 1.5% of the tax you already owe to a registered OPP at no cost. Gifts to private individuals are not deductible.

### Will I be taxed on money I raise?

If you are an individual, gift tax can apply once any single donor's total exceeds the tax-free amount — PLN 5,308 for an unrelated donor over a rolling five years — with rates from 12% to 20% on the excess. Many small public gifts for a genuine cause are typically untaxed. Registered foundations and associations follow more favourable rules. Giving goods or services in return can make it income or VAT instead.

### What's the cheapest way to receive donations here?

A platform that accepts BLIK and passes through its low cost. BLIK settles bank-to-bank for a small fee, so it both converts better than cards and leaves more of each zloty with the cause — the method matters as much as the platform brand.