# Donation crowdfunding · Greece

The platforms Greek causes should use — and why, on the tax side, who receives the money matters far more than which platform you pick.

Greece runs primarily on cards: more than 70% of e-commerce is paid by Visa or Mastercard, and there is no single bank rail like iDEAL that dominates giving. The fast-rising story is IRIS, the instant bank-to-bank service that reached roughly 40% of credit transfers by late 2025 and became mandatory at checkout for businesses from December 2025. For donations that means a genuinely low-cost local rail now sits alongside cards, PayPal and SEPA.

For donors the picture is straightforward: a gift to a recognised charity earns a 20% income-tax reduction, provided your donations for the year total more than €100, and they are counted up to 5% of your taxable income. The recipient must be a state-recognised charitable body, and larger gifts should move by bank so they can be evidenced.

For fundraisers the picture is sharper, and unusual: in Greece who receives the money decides the tax. A registered non-profit pays a token 0.5% gift tax, while an individual collecting from unrelated donors can in principle face up to 40%. Payments are supervised by the Bank of Greece; donor data sits under the GDPR (law 4624/2019), policed by the Hellenic Data Protection Authority.

## Facts

|  |  |
| --- | --- |
| Currency | EUR |
| Regulators | Bank of Greece, Hellenic Data Protection Authority |
| Payment methods | card, iris, paypal, sepa, apple-google-pay |

## Platforms

1. **4fund.com** — £100.00/£100 · Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.
2. **WhyDonate** — £98.35/£100 · EU nonprofits — 0% platform fee, cards + IRIS-ready, GDPR-native
3. **Fundraise Up** — £93.50/£100 · Mid-size and large nonprofits running international online fundraising that want to maximize donation conversion with modern wallets, local payment rails, and multi-currency checkout.
4. **GoGetFunding** — £92.80/£100 · Individual fundraisers running personal, medical, or emergency campaigns who prefer a fundraiser-paid platform fee over donor tipping, with broad international country availability.
5. **Chuffed** — £92.20/£100 · Nonprofits, social enterprises, and community-cause organisers in 29 supported countries who want a 100%-free, tip-funded platform and are willing to complete identity verification before launching.
6. **Leetchi** — £90.85/£100 · Group collections and informal fundraisers
7. **Steady** — £87.10/£100 · European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.

## FAQ

### Which platforms work in Greece?

The platforms in the table above operate in Greece and support cards and EEA data residency. Because cards dominate, processing fees are broadly similar; the differentiators are support for IRIS — the low-cost instant rail — and tooling that lets you raise through a recognised organisation rather than as a private individual.

### Are donations tax-deductible in Greece?

Gifts to a recognised charity earn a 20% income-tax reduction, provided your donations for the year total more than €100; they are counted up to 5% of your taxable income. Gifts to private individuals are not deductible.

### Will I be taxed on money I raise?

It depends entirely on who receives it. A registered non-profit or public-benefit entity pays only 0.5% gift tax (after a €1,000-per-donor annual allowance). An individual collecting from unrelated donors can in principle face up to 40%, since the public falls in Category C of Greek gift tax. Nationally-organised charitable drives can be exempt.

### What’s the cheapest way to receive donations here?

A platform that supports IRIS, the instant bank-to-bank rail now mandatory at Greek checkouts. It is materially cheaper per euro than card routing, so where it is offered more of each gift reaches the cause.