# Kagnotte vs OnParticipe

## Side-by-side.

| Metric | Kagnotte | OnParticipe |
| --- | --- | --- |
| Recipient gets | €98.75 | €100.00 |
| Platform fee | 1% | 0% |
| Payment processing fee | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | 3.9 (233) | 3 (21) |
| Country coverage | 1 | 1 |
| Data residency | — | France |
| Languages | 1 | 1 |
| Payment methods supported | 2 | 1 |

## Choose Kagnotte if

> French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

- Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
- Unlimited withdrawals to a bank account at no additional charge.
- No subscription or setup cost to create and manage a pot.
- Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).


## Choose OnParticipe if

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.