# CotizUp vs Kagnotte

## Side-by-side.

| Metric | CotizUp | Kagnotte |
| --- | --- | --- |
| Recipient gets | C$97.60 | €98.75 |
| Platform fee | 0% | 1% |
| Payment processing fee | 1.9% + C$0.50 | 0% + €0.00 |
| Trustpilot | 4.3 (2664) | 3.9 (233) |
| Country coverage | 1 | 1 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 2 |

## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Choose Kagnotte if

> French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

- Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
- Unlimited withdrawals to a bank account at no additional charge.
- No subscription or setup cost to create and manage a pot.
- Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).