# 4fund.com vs OnParticipe

## Side-by-side.

| Metric | 4fund.com | OnParticipe |
| --- | --- | --- |
| Recipient gets | C$100.00 | €100.00 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + C$0.00 | 0% + €0.00 |
| Trustpilot | 3.9 (451) | 3 (21) |
| Country coverage | 30 | 1 |
| Data residency | — | France |
| Languages | 30 | 1 |
| Payment methods supported | 14 | 1 |

## Choose 4fund.com if

> Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.

- Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.


## Choose OnParticipe if

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.