# 4fund.com vs CotizUp

## Side-by-side.

| Metric | 4fund.com | CotizUp |
| --- | --- | --- |
| Recipient gets | C$100.00 | C$97.60 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + C$0.00 | 1.9% + C$0.50 |
| Trustpilot | 3.9 (451) | 4.3 (2664) |
| Country coverage | 30 | 1 |
| Data residency | — | — |
| Languages | 30 | 1 |
| Payment methods supported | 14 | 1 |

## Choose 4fund.com if

> Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.

- Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.


## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up