# Spotfund vs Steady

## What the data says.

Paying by Credit card, Spotfund delivers about £9.70 more of every £100 donated than Steady (£96.80 vs £87.10). Spotfund holds the stronger Trustpilot record: 4.7/5 across 1,775 reviews, against 2.6/5 across 4 for Steady.

## Side-by-side.

| Metric | Spotfund | Steady |
| --- | --- | --- |
| Recipient gets | £96.80 | £87.10 |
| Platform fee | 0% | 10% |
| Payment processing fee | 2.9% + £0.30 | 2.9% + £0.00 |
| Trustpilot | 4.7 (1775) | 2.6 (4) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 73 | 77 |
| Country coverage | 0 | 32 |
| Data residency | — | — |
| Languages | 1 | 5 |
| Payment methods supported | 0 | 4 |

## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.


## Choose Steady if

> European creators, independent journalists, podcasters, and publishers who want recurring income from paying members rather than one-off donation campaigns.

- Purpose-built recurring-membership tooling for creators, journalists, and publishers.
- Free to register and create a project; fees apply only once you earn.
- European data handling with multi-currency support (euro, pound, Swiss franc, US dollar).
- Members can pay by card, PayPal, Apple Pay, and SEPA direct debit.