# PPL vs Spotfund

## What the data says.

Paying by Credit card, Spotfund delivers about 5.41 more of every 100 donated than PPL (£96.80 vs €91.39 per 100). On the headline numbers, PPL and Spotfund are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | PPL | Spotfund |
| --- | --- | --- |
| Recipient gets | €91.39 | £96.80 |
| Platform fee | 6.15% | 0% |
| Payment processing fee | 2.46% + €0.00 | 2.9% + £0.30 |
| Trustpilot | — (0) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 57 | 73 |
| Country coverage | 1 | 0 |
| Data residency | — | — |
| Languages | 2 | 1 |
| Payment methods supported | 4 | 0 |

## Choose PPL if

> Portuguese entrepreneurs, creatives, and social or humanitarian causes that want a local, Portuguese-language crowdfunding platform offering both reward-based campaigns and a dedicated donations area.

- Long-established in Portugal, operating since 2011.
- Supports both reward-based crowdfunding and a dedicated 'PPL Causas' donations area for social causes.
- Offers all-or-nothing and flexible funding models.
- Supporters can give unconditionally to causes, transferring even if the goal is not met.


## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.