# Papayoux vs Spotfund

## What the data says.

Paying by Credit card, Papayoux delivers about 1.00 more of every 100 donated than Spotfund (€97.80 vs £96.80 per 100). On the headline numbers, Papayoux and Spotfund are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | Papayoux | Spotfund |
| --- | --- | --- |
| Recipient gets | €97.80 | £96.80 |
| Platform fee | 1.9% | 0% |
| Payment processing fee | 0% + €0.00 | 2.9% + £0.30 |
| Trustpilot | 4.6 (434) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 53 | 73 |
| Country coverage | 1 | 0 |
| Data residency | — | — |
| Languages | 6 | 1 |
| Payment methods supported | 2 | 0 |

## Choose Papayoux if

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.


## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.