# OnParticipe vs Spotfund

## What the data says.

Paying by Credit card, OnParticipe delivers about 3.20 more of every 100 donated than Spotfund (€100.00 vs £96.80 per 100). Spotfund holds the stronger Trustpilot record: 4.7/5 across 1,775 reviews, against 3.0/5 across 21 for OnParticipe.

## Side-by-side.

| Metric | OnParticipe | Spotfund |
| --- | --- | --- |
| Recipient gets | €100.00 | £96.80 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + €0.00 | 2.9% + £0.30 |
| Trustpilot | 3 (21) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 74 | 73 |
| Country coverage | 1 | 0 |
| Data residency | France | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 0 |

## Choose OnParticipe if

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.


## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.