# Kagnotte vs Spotfund

## What the data says.

Paying by Credit card, Kagnotte delivers about 1.95 more of every 100 donated than Spotfund (€98.75 vs £96.80 per 100). Spotfund holds the stronger Trustpilot record: 4.7/5 across 1,775 reviews, against 3.9/5 across 233 for Kagnotte.

## Side-by-side.

| Metric | Kagnotte | Spotfund |
| --- | --- | --- |
| Recipient gets | €98.75 | £96.80 |
| Platform fee | 1% | 0% |
| Payment processing fee | 0% + €0.00 | 2.9% + £0.30 |
| Trustpilot | 3.9 (233) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 49 | 73 |
| Country coverage | 1 | 0 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 2 | 0 |

## Choose Kagnotte if

> French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

- Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
- Unlimited withdrawals to a bank account at no additional charge.
- No subscription or setup cost to create and manage a pot.
- Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).


## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.