# CotizUp vs Spotfund

## What the data says.

Spotfund holds the stronger Trustpilot record: 4.7/5 across 1,775 reviews, against 4.3/5 across 2,664 for CotizUp. On the headline numbers, CotizUp and Spotfund are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CotizUp | Spotfund |
| --- | --- | --- |
| Recipient gets | £97.60 | £96.80 |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + £0.50 | 2.9% + £0.30 |
| Trustpilot | 4.3 (2664) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 73 |
| Country coverage | 1 | 0 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 0 |

## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.