# CotizUp vs Spendenportal

## What the data says.

Paying by Credit card, Spendenportal delivers about £2.40 more of every £100 donated than CotizUp (£100.00 vs £97.60). On the headline numbers, CotizUp and Spendenportal are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CotizUp | Spendenportal |
| --- | --- | --- |
| Recipient gets | £97.60 | £100.00 |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + £0.50 | 0% + £0.00 |
| Trustpilot | 4.3 (2664) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 62 |
| Country coverage | 1 | 1 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 0 |

## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Choose Spendenportal if

> German donors who want to give to vetted, pre-checked charities, and supporters who want to donate goods as well as money - including via SocialBay's eBay-based resale of in-kind donations.

- Handles both monetary (Geldspenden) and in-kind (Sachspenden) donations, the latter via SocialBay's eBay-based resale.
- Charities are vetted and activated only after a review, supporting donor trust.
- Operated by a nonprofit social enterprise (Sozial-Aktien-Gesellschaft) recognized as a donation-collecting organization.
- Donors can choose whether payment-provider costs are added on top of or deducted from their gift.