# CotizUp vs Payzone Fundraising

## What the data says.

Paying by Credit card, CotizUp delivers about £1.29 more of every £100 donated than Payzone Fundraising (£97.60 vs £96.31). On the headline numbers, CotizUp and Payzone Fundraising are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CotizUp | Payzone Fundraising |
| --- | --- | --- |
| Recipient gets | £97.60 | £96.31 |
| Platform fee | 0% | 3.69% |
| Payment processing fee | 1.9% + £0.50 | 0% + £0.00 |
| Trustpilot | 4.3 (2664) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 71 |
| Country coverage | 1 | 1 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 0 |

## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Choose Payzone Fundraising if

> Irish charities, clubs, schools, and community organisations that want simple cashless fundraising, including donation pages, events, and recurring giving, backed by an established Irish payments company.

- Backed by Payzone, an established Irish payments company, with familiar payment infrastructure.
- Transparent transaction fee of 3% + VAT (about 3.69%) with no setup or monthly fees.
- Option to pass the transaction charge to donors so the cause receives the full amount.
- Supports campaigns, events, one-off and recurring donations, and merchandise sales.