# CotizUp vs Little Phil

## What the data says.

On the headline numbers, CotizUp and Little Phil are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CotizUp | Little Phil |
| --- | --- | --- |
| Recipient gets | £97.60 | A$97.95 |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + £0.50 | 1.75% + A$0.30 |
| Trustpilot | 4.3 (2664) | — (0) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 72 | 51 |
| Country coverage | 1 | 1 |
| Data residency | — | Outside AU (SG/HK/US) |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 4 |

## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up


## Choose Little Phil if

> Australian donors, companies, and nonprofits focused on impact transparency and modern giving options such as crypto, workplace giving, and Shopify post-checkout donations, where offshore data storage is not a blocker.

- Built-in impact-tracking so donors can see the effect of their giving first-hand.
- Nonprofits pay no commission on donations, per Little Phil's nonprofits page.
- Modern giving options: Apple Pay, Google Pay, cards, direct debit, internal credit, and cryptocurrency.
- Spans donor, nonprofit, and corporate giving, including workplace-giving programmes.