# CerfApp vs Spotfund

## What the data says.

Paying by Credit card, CerfApp delivers about 2.20 more of every 100 donated than Spotfund (€99.00 vs £96.80 per 100). On the headline numbers, CerfApp and Spotfund are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CerfApp | Spotfund |
| --- | --- | --- |
| Recipient gets | €99.00 | £96.80 |
| Platform fee | 1% | 0% |
| Payment processing fee | 0% + €0.00 | 2.9% + £0.30 |
| Trustpilot | — (0) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 3.6 | 73 |
| Country coverage | 1 | 0 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 0 |

## Choose CerfApp if

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.