# CerfApp vs OnParticipe

## What the data says.

Paying by Credit card, OnParticipe delivers about €1.00 more of every €100 donated than CerfApp (€100.00 vs €99.00). On the headline numbers, CerfApp and OnParticipe are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CerfApp | OnParticipe |
| --- | --- | --- |
| Recipient gets | €99.00 | €100.00 |
| Platform fee | 1% | 0% |
| Payment processing fee | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | — (0) | 3 (21) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 3.6 | 74 |
| Country coverage | 1 | 1 |
| Data residency | — | France |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 1 |

## Choose CerfApp if

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Choose OnParticipe if

> French and European organisers running cagnottes, ticketed events, or association fundraising who want a no-commission, French-hosted platform with identity controls, and who will read the terms for inactivity and refund charges.

- No commission on collections, so organisers keep the entire amount raised and ticket revenue.
- Designed and hosted in France, with French customer support available seven days a week.
- Funded by an optional donor tip rather than a mandatory platform charge.
- Systematic identity-document checks on organisers for fraud control.