# CerfApp vs Kagnotte

## What the data says.

On the headline numbers, CerfApp and Kagnotte are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | CerfApp | Kagnotte |
| --- | --- | --- |
| Recipient gets | €99.00 | €98.75 |
| Platform fee | 1% | 1% |
| Payment processing fee | 0% + €0.00 | 0% + €0.00 |
| Trustpilot | — (0) | 3.9 (233) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 3.6 | 49 |
| Country coverage | 1 | 1 |
| Data residency | — | — |
| Languages | 1 | 1 |
| Payment methods supported | 1 | 2 |

## Choose CerfApp if

> French loi 1901 associations and religious communities (Jewish, Muslim, and Christian) that need donation collection with automatic CERFA tax receipts, member management, and a ready-made website in one place.

- All-in-one toolkit for French associations: donation collection, a member directory and CRM, and a built-in website.
- Automatic CERFA tax-receipt generation for French donors and associations.
- Dedicated configurations for Jewish (Tsedaka), Muslim (Sadaqa), and Christian (Denier) giving traditions.
- Online card payments processed through Stripe, certified PCI-DSS Level 1.


## Choose Kagnotte if

> French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

- Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
- Unlimited withdrawals to a bank account at no additional charge.
- No subscription or setup cost to create and manage a pot.
- Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).