# Alvarum vs Papayoux

## What the data says.

On the headline numbers, Alvarum and Papayoux are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | Alvarum | Papayoux |
| --- | --- | --- |
| Recipient gets | €97.85 | €97.80 |
| Platform fee | 0% | 1.9% |
| Payment processing fee | 1.9% + €0.25 | 0% + €0.00 |
| Trustpilot | — (0) | 4.6 (434) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 69 | 53 |
| Country coverage | 0 | 1 |
| Data residency | France | — |
| Languages | 2 | 6 |
| Payment methods supported | 1 | 2 |

## Choose Alvarum if

> French and European charities and associations running cause-based or sports-challenge fundraising who want donations paid directly to the beneficiary and support for European local payment methods.

- Donations are routed directly to the beneficiary charity and settled on an automated monthly cycle rather than held by the platform.
- Strong fit for sports-challenge and participatory event fundraising such as marathons and cycling events.
- European local payment methods - iDEAL, Bancontact, Sofort, and SEPA direct debit - alongside Visa and Mastercard cards.
- Payments handled by HiPay, a payment institution authorised by France's ACPR; Alvarum registered with ORIAS as a donation crowdfunding intermediary.


## Choose Papayoux if

> French and EU individuals organizing group collections for gifts and events, plus associations running solidarity campaigns, who want a regulated French platform with flexible fee handling.

- Two products in one brand: group-pot collections and solidarity donations.
- Regulated French crowdfunding intermediary (ORIAS) backed by Lemonway.
- Group-pot creation and SEPA-zone withdrawals carry no transfer charge.
- Organizer can absorb or pass per-contribution costs to contributors.