# Alvarum vs Kagnotte

## What the data says.

On the headline numbers, Alvarum and Kagnotte are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | Alvarum | Kagnotte |
| --- | --- | --- |
| Recipient gets | €97.85 | €98.75 |
| Platform fee | 0% | 1% |
| Payment processing fee | 1.9% + €0.25 | 0% + €0.00 |
| Trustpilot | — (0) | 3.9 (233) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 69 | 49 |
| Country coverage | 0 | 1 |
| Data residency | France | — |
| Languages | 2 | 1 |
| Payment methods supported | 1 | 2 |

## Choose Alvarum if

> French and European charities and associations running cause-based or sports-challenge fundraising who want donations paid directly to the beneficiary and support for European local payment methods.

- Donations are routed directly to the beneficiary charity and settled on an automated monthly cycle rather than held by the platform.
- Strong fit for sports-challenge and participatory event fundraising such as marathons and cycling events.
- European local payment methods - iDEAL, Bancontact, Sofort, and SEPA direct debit - alongside Visa and Mastercard cards.
- Payments handled by HiPay, a payment institution authorised by France's ACPR; Alvarum registered with ORIAS as a donation crowdfunding intermediary.


## Choose Kagnotte if

> French and EEA-based organisers running social group pots or association fundraising who want low, transparent per-contribution pricing and unlimited payouts at no extra cost, and who don't need an English-first international experience.

- Low headline pricing: a small per-contribution commission plus a fixed amount, undercutting many higher-rate rivals.
- Unlimited withdrawals to a bank account at no additional charge.
- No subscription or setup cost to create and manage a pot.
- Regulated fund custody via Lemonway, authorised by France's ACPR (no. 16568).