# Alvarum vs CotizUp

## What the data says.

On the headline numbers, Alvarum and CotizUp are closely matched — the better pick comes down to Credit card availability, language coverage, and where your donors are.

## Side-by-side.

| Metric | Alvarum | CotizUp |
| --- | --- | --- |
| Recipient gets | €97.85 | £97.60 |
| Platform fee | 0% | 0% |
| Payment processing fee | 1.9% + €0.25 | 1.9% + £0.50 |
| Trustpilot | — (0) | 4.3 (2664) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 69 | 72 |
| Country coverage | 0 | 1 |
| Data residency | France | — |
| Languages | 2 | 1 |
| Payment methods supported | 1 | 1 |

## Choose Alvarum if

> French and European charities and associations running cause-based or sports-challenge fundraising who want donations paid directly to the beneficiary and support for European local payment methods.

- Donations are routed directly to the beneficiary charity and settled on an automated monthly cycle rather than held by the platform.
- Strong fit for sports-challenge and participatory event fundraising such as marathons and cycling events.
- European local payment methods - iDEAL, Bancontact, Sofort, and SEPA direct debit - alongside Visa and Mastercard cards.
- Payments handled by HiPay, a payment institution authorised by France's ACPR; Alvarum registered with ORIAS as a donation crowdfunding intermediary.


## Choose CotizUp if

> French individuals and groups raising money for personal causes, projects, or collective gifts who want a simple cagnotte with no platform commission and a keep-it-all model.

- No platform commission, so organisers keep what they raise (keep-it-all model)
- Simple cagnotte format designed for quick, shareable group collections
- Optional donor tip is fully voluntary and can be adjusted or removed before paying
- Card and bank processing charges are passed through at cost rather than marked up