# 4fund.com vs Spotfund

## What the data says.

Paying by Credit card, 4fund.com delivers about £3.20 more of every £100 donated than Spotfund (£100.00 vs £96.80). Spotfund holds the stronger Trustpilot record: 4.7/5 across 1,775 reviews, against 3.9/5 across 461 for 4fund.com.

## Side-by-side.

| Metric | 4fund.com | Spotfund |
| --- | --- | --- |
| Recipient gets | £100.00 | £96.80 |
| Platform fee | 0% | 0% |
| Payment processing fee | 0% + £0.00 | 2.9% + £0.30 |
| Trustpilot | 3.9 (461) | 4.7 (1775) |
| Domain Rating (by Ahrefs — https://ahrefs.com/) | 68 | 73 |
| Country coverage | 30 | 0 |
| Data residency | — | — |
| Languages | 30 | 1 |
| Payment methods supported | 14 | 0 |

## Choose 4fund.com if

> Individuals, charities, and small organisations across the EEA who want a multilingual, no-commission fundraiser backed by an established Polish crowdfunding operator with EU payment-institution licensing.

- Operated by Zrzutka.pl, the company behind Poland's long-established zrzutka.pl crowdfunding platform, with over a decade of experience.
- Run by an operator that describes itself as an EU-licensed payment services provider supervised by Poland's financial regulator.
- Charges organisers no commission and takes no cut on deposits or withdrawals; sustained by an optional voluntary donor contribution.
- Broad European payment-rail support: iDEAL, Bancontact, MultiBanco, MB Way, and EPS, plus cards, Apple Pay, Google Pay, Revolut Pay, Skrill, N26, and ZEN.


## Choose Spotfund if

> US individuals and small nonprofits running time-sensitive personal or community causes who value next-business-day payouts and a simple, mobile-first, socially shareable giving flow.

- Next-business-day payouts, faster than many peers that settle over several days.
- Mobile-first, consumer-friendly giving flow optimized for social sharing.
- Supports personal causes, nonprofits, community, sports, and business campaigns.
- Nonprofit toolkit includes recurring donations, branded tax receipts, and event ticketing.